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Dividend Yield Calculator: Forward vs. Trailing Yield and Income

Dividend yield compares an annual dividend-per-share amount with the current share price, but the answer changes with the dividend definition. This calculator separates trailing 12-month dividends from a forward annualized regular dividend, removes entered special dividends for an adjusted comparison, estimates cash income, and shows yield on cost without presenting any of those figures as a guaranteed return. Quick answer Dividend yield is an annual dividend amount per share divided by the current share price. A trailing yield normally uses dividends actually paid during the previous 12 months. A forward yield annualizes a current or expected regular payment. They can differ after a dividend change or when the trailing period includes a special dividend. Dividend yield = annual dividends per share / current share price x 100 Estimated annual cash income = shares owned x annual dividends per share A yield is not a promised return. A company or fund can change, suspend, or el...
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Dividend Reinvestment Calculator (DRIP): Growth and Contributions

A dividend reinvestment plan, or DRIP, uses cash distributions to purchase additional shares of the same investment. This calculator models how dividend yield, dividend growth, share-price growth, monthly contributions, payment frequency, fractional-share rules, and transaction fees can change a hypothetical share count and income stream over time. Quick answer A DRIP converts an eligible cash dividend into more whole or fractional shares. More shares can generate more future dividends, which can purchase still more shares. The basic payment calculation is: Cash dividend = shares owned x dividend per share for the payment Reinvested shares = (cash dividend - reinvestment fee) / reinvestment price This calculator is a constant-assumption scenario, not a forecast. Dividends can be reduced or eliminated, share prices fluctuate, reinvestment timing and prices vary, and taxes may apply even when cash is automatically reinvested. Dividend Reinvestment Calculator (DRIP) The st...
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ETF Total Return Calculator: Dividends, Fees, and Contributions

ETF total return combines changes in investment value with income such as dividends or interest. Use this calculator to build a transparent hypothetical projection from an initial investment, monthly contributions, annual price-growth assumption, dividend yield, expense ratio, holding period, and dividend-reinvestment choice. Quick answer Total return is broader than price return. It includes the change in investment value plus distributions received, with the result depending on whether distributions are reinvested. For a historical holding-period calculation with no contributions, a simplified formula is: Total return = (ending value + cash distributions - beginning value) / beginning value This calculator is a forward-looking scenario model rather than a reconstruction of an actual account. It uses constant annual assumptions, monthly modeling, and end-of-month contributions. It does not forecast markets or include taxes, spreads, commissions, premium/discount changes, for...
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